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For Financing!

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How it

works

1

Budget Discovery

We start by getting to knowyou. Understanding your financial situation, budget, and vehicle preferences allows us to tailor the process to your unique needs. Our team gathers all the necessary details upfront, ensuring we can provide expert guidance and recommend the best options for you from the very beginning.

2

Financing Approval

With access to 15 trusted banking and lending partners, we work to secure the best approval for your needs. Our goal is to help you achieve the lowest rates and offer flexible terms, giving you complete control over your monthly payments.

3

Vehicle Selection

We present you with multiple deal options and a variety of vehicles tailored to your preferences and budget. Our goal is to help you find the perfect match that suits your needs and fits seamlessly into your lifestyle.

Car Shopping

Made Simple

Typical Auto
Experience

Time Consuming​

Spend hours at a dealership, sitting in the finance office, waiting for numbers on a single vehicle you might not even want.

Inefficient

No clarity on whether the vehicle fits your budget or what other options are available to you.

Potential Rejection

Limited options and the risk of being denied financing can leave you frustrated and without a solution.

Right Turn Auto
Experience

Fast & Easy​

We take the time upfront to understand your vehicle needs, concerns, and financial situation to simplify the process.

Stress-Free

Every vehicle we present fits your budget, and we offer multiple payment and vehicle options for you to choose from.

Any Credit Accepted

No matter your credit history, we’ll help you secure approval and guide you through debt management options to get you back on track.

What Makes Us

Different

At Right Turn Auto Credit, we specialize in providing bad credit car loans in Ontario. Our goal is to help people with less-than-perfect credit secure the vehicle they need. Whether you’re looking for a reliable car for family or work, we’re here to help you every step of the way.

Get Approved for Bad Credit Car Loans in Ontario

Struggling with bad credit but need a reliable car?

You’re not alone. Sometimes life doesn’t always go as planned. Whether it’s a job loss, unexpected expenses, or a few missed payments, bad credit can happen to anyone. But that shouldn’t hold you back from getting the car you need.

If you’re in Ontario and struggling with bad credit, Right Turn Auto Credit is here to help you get the car loan you need to get back on the road. Our experts work tirelessly to find financing solutions that work for you — regardless of your credit history. We offer car loans for bad credit in Ontario to help you get behind the wheel.

Our Bad Credit Vehicle Financing Products in Ontario

At Right Turn Auto Credit, we provide a range of services to help you secure car financing in Ontario. Our comprehensive products include:

Bad Credit Car Loans

Facing repeated rejections when trying to finance a vehicle can be frustrating. But not anymore! Our bad credit car loans in Toronto Ontario have got you covered. We partner with various lenders to offer competitive rates and flexible terms, ensuring you have the best chance of approval.

New and Used Car Loans

Whether you want a brand-new vehicle or a used car, we can help you in securing the right financing. Our car loans with bad credit in Ontario are structured to accommodate the type of car you choose.

Refinancing Options

Got a car loan but are struggling with high interest rates due to your credit history? Right Turn Auto Credit we can help. Our refinancing options allow you to adjust your loan terms, lowering your monthly payments and making your finances more manageable. If you’ve improved your credit score since your initial loan, our refinancing options are a lifesaver.

Vehicle Trade-Ins

Looking to trade in your current vehicle? We accept trade-ins, making it easier to upgrade to a new car. Our team will assess the value of your trade-in and apply it toward your new car loan. This will help you reduce the amount you need to borrow.

What Sets Right Turn Auto Credit Apart

Right Turn Auto Credit is committed to helping you drive the car you want at a payment you can afford. Here’s why you should choose us:

  • Proven Expertise: Over 12 years in the auto industry, delivering trusted serviceHigh
  • Approval Rate: A 95% approval rate for clients, even with bad credit.
  • OMVIC Registered Dealer: We’re a registered dealer with the Ontario Motor Vehicle Industry Council

We’re a professional team ready to find the best Ontario bad credit car loans for you. Our team focuses on your future, not your past.

Drive Your Dream Car With Bad Credit Car Loans Ontario

Ready to find your dream car? Don’t let bad credit stop you from getting the car you need. At Right Turn Auto Credit, we offer reliable bad credit car loans Ottawa Ontario to fulfill your dreams. Whether you’re in Toronto, Ottawa, or anywhere else in the province, we’re here to help you secure the financing you need.

Do You

Need a Car

Apply for Your Auto Loan Now

Satisfied Drivers

Real Reviews from Real People

What an amazing experience! At first, I was so nervous about this whole ordeal! I never came across someone so willing to help. Alex reached out to us with so much love and reassurance, he was an absolute pleasure to work with. From the beginning right down to the end, he made this experience so seamless. Alex did not take us on as just his clients, he went above and beyond. He connected with me on such a personal level, ensuring everything was done effortlessly. From the phone calls, emails and text, Alex was always there to answer any questions. We had 2 vehicles delivered on a flatbed! I have never experienced such a wholesome interaction! Alex, thank you a million times for everything you have done for us and for all the hard work you put in, at all hours of the day! Today, our family can now fit comfortably in a vehicle and we can now navigate an easier life with 2 vehicles.Thank you

Fadilah Maysingh

Review of My 2021 Mazda CX-9 GT from Right Turn Auto Oakville OntarioI recently purchased a 2021 Mazda CX-9 GT from Right Turn Auto, and I couldn’t be happier with my experience. From start to finish, the process was smooth, professional, and stress-free.Eddy, my salesman, was fantastic to work with. He was knowledgeable about the vehicle, took the time to answer all my questions, and made sure I felt confident in my purchase. There was no pressure—just honest advice and great customer service. He made the whole buying experience enjoyable, which is rare in the car industry.As for the Mazda CX-9 GT, it’s everything I wanted in a vehicle. The interior is luxurious, with comfortable leather seats and plenty of space for passengers. The technology and safety features are top-notch, making driving both enjoyable and secure. The turbocharged engine provides plenty of power while still being fuel-efficient, and the handling is smooth and responsive, which makes for a great driving experience.Overall, I highly recommend Right Turn Auto and especially Eddy if you’re looking for a hassle-free car buying experience. And if you’re in the market for a reliable, stylish, and fun-to-drive SUV, the 2021 Mazda CX-9 GT is definitely worth considering!

Kelly Coach Shuttle service

I worked with Shannon she was absolutely amazing! She made the impossible happen. This was my first car and unfortunately my co-signer didn’t have there g1 but she got an exception from the bank! Even got the delivery fee added to my monthly payments. If you’re looking for a car 100% ask for Shannon here at right turn auto. She was amazing to work with. After being denied by so many dealers it seemed impossible especially with me on maternity leave, but she made the impossible happen. I’m very happy with my 2018 Buick encore. She made sure she got me a car I could afford. Couldn’t be more thankful.

Kiana Maracle

The 2022 Kia Forte left me speechless! From the moment you step inside, you feel the comfort that makes every trip enjoyable. It features fantastic amenities like CarPlay and advanced driver-assist technologies, enhancing convenience and ensuring your safety and that of your loved ones.I want to give a massive shoutout to Eddy Devedzic, who made my car-buying experience incredibly smooth! Like my previous purchase, he went above and beyond to ensure that every aspect was stress-free. What impressed me the most was his genuine, no-pressure approach. Eddy took the time to explore multiple options with me and worked tirelessly until we found the perfect match that met all my needs. His honesty and unwavering dedication made the process effortless. I cannot thank him enough for his support and commitment to securing the best deal possible!Be sure to take the opportunity to visit Right Turn Auto!🤞🏼🙏🏼

Danica Samuel

I purchased my dream car in 2019 from Right Turn Auto Credit. They were amazing to deal with and I had been driving my Electric Blue Mini Cooper until I got to ill to drive it any more. I called Shannon at Right Turn Auto Credit to find out the phone number for the bank who held my car loan because I wanted them to come and pick it up. I didn't care about the good credit I had built up. Shannon offered me a way out. She offered to purchase my Mini back. She was awesome. The transaction went through and I was able to put some money in my bank. It was a happy ending. Thanks Shannon for everything and saving my good credit.

Bonnie Gallant

I recently purchased a car from Right Turn Auto, and I couldn't be happier with the experience. Shannon, my finance manager, went above and beyond to ensure all my needs and expectations were met. She guided me through each step with patience and clarity, making what can often be a stressful process feel smooth and easy. Shannon’s dedication and expertise truly set her apart, and I am incredibly grateful for her support. I would highly recommend Right Turn Auto to anyone in the market for a vehicle. Thank you, Shannon, and the whole team for making this such a positive experience!RESILIENCE

Ayesia Bedward (RESILIENCE)

So people listen to this I found the greatest car dealer in right turn auto and finance manager Nicole. She is amazingly incredible she took are file were we had a lot of negative on our last vehicle and other stuff. This dealership actually cares about people and they keep you in the loop as for Nicole ask for her services she will make things happen for you. She’s very good,smart, nice to speak with and very professional. Thank you so much Nicole thanks to you I’m now driving my dream pick up truck. Nicole and right turn auto the only dealer you should deal with from one very happy and now loyal customer

Claude Bérubé

Thank you so much to Eddy from Right Turn Auto. You and your team have been a tremendous help with finding me a vehicle. I have tried a few other dealerships but with my credit history they couldn’t approve me. The whole process was on a timely manner and I couldn’t thank them enough. I definitely wouldn’t hesitate to recommend them to anyone who’s in the same predicament I was in. They definitely weren’t pushy and overbearing. Thank you so much again for all your wonderful help and good experience

Amy McArthur

I am not even sure where to begin, I am usually skeptical when looking for new vehicles, and when I contacted right turn auto, Elke Pacheco was very understanding, and worked extremely hard to get me into my new truck. She was very understanding, and did not quit until she was able to tell me she got me my truck. I am so grateful and super happy to have had her work for me. I love my truck. Thank you Elke so very much for all your dedication and hard work. Thank you. Tammy.

Tammy Larocque

I’ll keep it a whole buck with everyone. I never saw myself ever getting a car the way I did with Right Turn Auto. Eddy and his team honestly made the whole experience one to appreciate and remember!I always held onto the belief that I should purchase a vehicle in person and get the physical experience BEFORE making any serious decisions. At the same time, it’s 2023 and many things are moving in a digital direction. Not only was the whole process just about 10 days, I did it completely online and over the phone. That was probably the most unsettling thing for me but Eddy assisted me ever single step of the way, answered every single question I could think of and even went above and beyond to make sure I was comfortable with the process.On top of that, I didn’t have any credit history which apparently is treated as bad credit history and I was still able to get an approval based on the factors in my application. I had an experience with a notable dealership that was the literal polar opposite of what I experienced with Right Turn Auto (I’ll NEVER get a car from a “notable” dealership after what I went through…). Nonetheless, it was definitely not what I expected but ended up being exactly what I needed. I am forever grateful to Eddy and his team! I wouldn’t hesitate to recommend ANYONE to conduct their vehicle search with Right Turn Auto, especially if you have great credit history. I live in Pickering and this place is in Oakville but if I ever decide to get another car, I know where I’m going. It was worth it, straight up!

A Deelūxe Perspective

Google

Reviews

Fadilah Maysingh
weeks ago

What an amazing experience! At first, I was so nervous about this whole ordeal! I never came across someone so willing to help. Alex reached out to us with so much love and reassurance, he was an absolute pleasure to work with. From the beginning right down to the end, he made this experience so seamless. Alex did not take us on as just his clients, he went above and beyond. He connected with me on such a personal level, ensuring everything was done effortlessly. From the phone calls, emails and text, Alex was always there to answer any questions. We had 2 vehicles delivered on a flatbed! I have never experienced such a wholesome interaction! Alex, thank you a million times for everything you have done for us and for all the hard work you put in, at all hours of the day! Today, our family can now fit comfortably in a vehicle and we can now navigate an easier life with 2 vehicles.Thank you

ّ
Kelly Coach Shuttle service
months ago

Review of My 2021 Mazda CX-9 GT from Right Turn Auto Oakville OntarioI recently purchased a 2021 Mazda CX-9 GT from Right Turn Auto, and I couldn’t be happier with my experience. From start to finish, the process was smooth, professional, and stress-free.Eddy, my salesman, was fantastic to work with. He was knowledgeable about the vehicle, took the time to answer all my questions, and made sure I felt confident in my purchase. There was no pressure—just honest advice and great customer service. He made the whole buying experience enjoyable, which is rare in the car industry.As for the Mazda CX-9 GT, it’s everything I wanted in a vehicle. The interior is luxurious, with comfortable leather seats and plenty of space for passengers. The technology and safety features are top-notch, making driving both enjoyable and secure. The turbocharged engine provides plenty of power while still being fuel-efficient, and the handling is smooth and responsive, which makes for a great driving experience.Overall, I highly recommend Right Turn Auto and especially Eddy if you’re looking for a hassle-free car buying experience. And if you’re in the market for a reliable, stylish, and fun-to-drive SUV, the 2021 Mazda CX-9 GT is definitely worth considering!

ّ
Kiana Maracle
weeks ago

I worked with Shannon she was absolutely amazing! She made the impossible happen. This was my first car and unfortunately my co-signer didn’t have there g1 but she got an exception from the bank! Even got the delivery fee added to my monthly payments. If you’re looking for a car 100% ask for Shannon here at right turn auto. She was amazing to work with. After being denied by so many dealers it seemed impossible especially with me on maternity leave, but she made the impossible happen. I’m very happy with my 2018 Buick encore. She made sure she got me a car I could afford. Couldn’t be more thankful.

ّ
Danica Samuel
months ago

The 2022 Kia Forte left me speechless! From the moment you step inside, you feel the comfort that makes every trip enjoyable. It features fantastic amenities like CarPlay and advanced driver-assist technologies, enhancing convenience and ensuring your safety and that of your loved ones.I want to give a massive shoutout to Eddy Devedzic, who made my car-buying experience incredibly smooth! Like my previous purchase, he went above and beyond to ensure that every aspect was stress-free. What impressed me the most was his genuine, no-pressure approach. Eddy took the time to explore multiple options with me and worked tirelessly until we found the perfect match that met all my needs. His honesty and unwavering dedication made the process effortless. I cannot thank him enough for his support and commitment to securing the best deal possible!Be sure to take the opportunity to visit Right Turn Auto!🤞🏼🙏🏼

ّ
Bonnie Gallant
months ago

I purchased my dream car in 2019 from Right Turn Auto Credit. They were amazing to deal with and I had been driving my Electric Blue Mini Cooper until I got to ill to drive it any more. I called Shannon at Right Turn Auto Credit to find out the phone number for the bank who held my car loan because I wanted them to come and pick it up. I didn't care about the good credit I had built up. Shannon offered me a way out. She offered to purchase my Mini back. She was awesome. The transaction went through and I was able to put some money in my bank. It was a happy ending. Thanks Shannon for everything and saving my good credit.

ّ
Ayesia Bedward (RESILIENCE)
6months ago

I recently purchased a car from Right Turn Auto, and I couldn't be happier with the experience. Shannon, my finance manager, went above and beyond to ensure all my needs and expectations were met. She guided me through each step with patience and clarity, making what can often be a stressful process feel smooth and easy. Shannon’s dedication and expertise truly set her apart, and I am incredibly grateful for her support. I would highly recommend Right Turn Auto to anyone in the market for a vehicle. Thank you, Shannon, and the whole team for making this such a positive experience!RESILIENCE

ّ
Claude Bérubé
months ago

So people listen to this I found the greatest car dealer in right turn auto and finance manager Nicole. She is amazingly incredible she took are file were we had a lot of negative on our last vehicle and other stuff. This dealership actually cares about people and they keep you in the loop as for Nicole ask for her services she will make things happen for you. She’s very good,smart, nice to speak with and very professional. Thank you so much Nicole thanks to you I’m now driving my dream pick up truck. Nicole and right turn auto the only dealer you should deal with from one very happy and now loyal customer

ّ
Amy McArthur
months ago

Thank you so much to Eddy from Right Turn Auto. You and your team have been a tremendous help with finding me a vehicle. I have tried a few other dealerships but with my credit history they couldn’t approve me. The whole process was on a timely manner and I couldn’t thank them enough. I definitely wouldn’t hesitate to recommend them to anyone who’s in the same predicament I was in. They definitely weren’t pushy and overbearing. Thank you so much again for all your wonderful help and good experience

ّ
Tammy Larocque
years ago

I am not even sure where to begin, I am usually skeptical when looking for new vehicles, and when I contacted right turn auto, Elke Pacheco was very understanding, and worked extremely hard to get me into my new truck. She was very understanding, and did not quit until she was able to tell me she got me my truck. I am so grateful and super happy to have had her work for me. I love my truck. Thank you Elke so very much for all your dedication and hard work. Thank you. Tammy.

ّ
A Deelūxe Perspective
years ago

I’ll keep it a whole buck with everyone. I never saw myself ever getting a car the way I did with Right Turn Auto. Eddy and his team honestly made the whole experience one to appreciate and remember!I always held onto the belief that I should purchase a vehicle in person and get the physical experience BEFORE making any serious decisions. At the same time, it’s 2023 and many things are moving in a digital direction. Not only was the whole process just about 10 days, I did it completely online and over the phone. That was probably the most unsettling thing for me but Eddy assisted me ever single step of the way, answered every single question I could think of and even went above and beyond to make sure I was comfortable with the process.On top of that, I didn’t have any credit history which apparently is treated as bad credit history and I was still able to get an approval based on the factors in my application. I had an experience with a notable dealership that was the literal polar opposite of what I experienced with Right Turn Auto (I’ll NEVER get a car from a “notable” dealership after what I went through…). Nonetheless, it was definitely not what I expected but ended up being exactly what I needed. I am forever grateful to Eddy and his team! I wouldn’t hesitate to recommend ANYONE to conduct their vehicle search with Right Turn Auto, especially if you have great credit history. I live in Pickering and this place is in Oakville but if I ever decide to get another car, I know where I’m going. It was worth it, straight up!

ّ

Drive The Car You Want.

Kick Start Your Credit.